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Some common policies of business insurance include liability and property insurance. A policy type that includes theft, loss, physical damage and other items is property insurance. Included in most property insurance for businesses have claims including damage done to heavy machinery, outside hanging signs, furniture, property of a neighbor (in case a tree limb falls on some else’ property etc.), some kinds of water damage, fire damage, damage to the facilities structure and other property. In addition to this, property insurance usually covers businesses in the event of loss of these said items from theft whether inside or outside. E&O